Published October 2, 2026 in Market Update

One part of Holladay is loosening up, while another stays tighter

By Connie Roller
Real estate, Holladay

Holladay is not one market right now. It is two. The Real Estate Data Aggregator counted 188 homes for sale across Holladay in the three months ending July 31, 2026. But that number hides a real split between ZIP 84117 and ZIP 84124.

The split: more room in 84117, less in 84124

How the two ZIP codes compare, three months ending July 31, 2026
8411784124
Months of supply4.6 months2.9 months
Homes for sale11672
Change in inventory vs. last year+39.8%-19.1%
Median sale price$722,628$823,000
Median days on market36 days33 days
Sale to list price98.4%98.7%
Real Estate Data Aggregator, three months ending July 31, 2026.

In 84117, the Real Estate Data Aggregator counted 116 homes for sale. That is up 39.8% from the same period last year. Supply sits at 4.6 months, up 2.1 months from a year ago. Buyers there have more choices. Sellers have more competition.

In 84124, the picture is different. The Real Estate Data Aggregator counted just 72 homes for sale, down 19.1% from a year ago. Supply is 2.9 months, down 0.6 months. Fewer homes are coming to market, and pending sales are actually up 6% from last year.

Nationally, price cuts are at a four-year high

Share of U.S. listings with a price cut in September, the highest since October 2022
Source: Realtor.com, Sep 30, 2026

Realtor.com reported that 20.8% of listings nationally had price cuts in September. That is the highest share since October 2022. That national pressure matters here, because 84117 is showing similar signs of softening.

In 84117, homes sold were down 22% from a year ago, according to the Real Estate Data Aggregator. Pending sales fell 26.3%. The share of homes going under contract within two weeks dropped 3.5 points to 33.3%. Not every home is selling fast there.

Prices are still holding in both ZIPs

84117 median sale price · Up 6.4% from last year
84124 median sale price · Up 0.7% from last year

The Real Estate Data Aggregator shows 84117 prices up 6.4% year over year, to a median of $722,628. That is real growth, even as more homes sit on the market. In 84124, prices edged up just 0.7% to $823,000. Both ZIPs are holding value, but the paths are different.

Sale-to-list price tells a similar story. The Real Estate Data Aggregator put 84117 at 98.4%, down just 0.2 points. In 84124 it was 98.7%, unchanged from last year. Sellers in both areas are still getting close to what they ask.

Rates are making buyers more careful everywhere

Mortgage rate snapshot, late September 2026
30-year fixed, conforming (CNBC)
Average contract rate, week ending Sep 30, 2026
Daily rate survey (CNBC, Mortgage News Daily)
Tuesday reading, Sep 30, 2026
U.S. home price growth, year over year (FHFA)
July 2025 to July 2026
Sources: CNBC, Sep 30, 2026; Federal Housing Finance Agency, Sep 29, 2026

CNBC reported that the average 30-year fixed rate climbed to 7.30% in the week ending September 30, 2026. A Mortgage News Daily survey put it at 7.58% on Tuesday. Realtor.com noted rates crossed 7% for the first time since January 2025. That slows decisions for buyers in both parts of Holladay.

The Federal Housing Finance Agency reported U.S. home prices rose 2.6% from July 2025 to July 2026. Holladay's 84117 is outpacing that. 84124 is just below it. Both are moving, but in very different conditions.

What this means if you are selling

In 84117, you have more neighbors competing for the same buyers. The Real Estate Data Aggregator counted 124 new listings in just three months. Pricing carefully matters more than it did a year ago.

In 84124, supply is tighter and pending sales are rising. The Real Estate Data Aggregator counted 71 pending sales there, up 6% from last year. Homes are still moving, and 42.3% went under contract within two weeks.

What this means if you are buying

In 84117, you have more homes to look at. The Real Estate Data Aggregator shows 4.6 months of supply. That is more breathing room than a year ago.

In 84124, expect less choice and faster decisions. With only 2.9 months of supply and inventory shrinking, well-priced homes are not sitting long.

Homes for sale: 84117 vs. 84124
84117
84124
Real Estate Data Aggregator, three months ending July 31, 2026. 84117 inventory is up 39.8% from last year. 84124 is down 19.1%.
Source: Real Estate Data Aggregator, the three months ending July 31, 2026
In short
  1. Holladay is two markets.
  2. ZIP 84117 has more homes, more competition, and softer sales numbers.
  3. ZIP 84124 has less inventory, rising pending sales, and a tighter feel.
  4. One street can read very differently from the ZIP code as a whole.
  5. Your home's story depends on exactly where it sits.

Your next step

(801) 979-8795

Text me your address and I will send back how your Holladay home sits against what actually sold in your ZIP, including which side of that supply split you are on. Takes a day, costs nothing.

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Where these numbers came from
Connie Roller
(801) 979-8795
Privacy policyTerms of useDo not sell or share my informationAccessibility statementFair housing notice
Connie Roller is a licensed real estate agent. Market numbers come from MLS records and are believed accurate but not guaranteed. Nothing on this site is an appraisal or a promise of value. If your home is already listed with another broker, this is not a solicitation.
© 2026 Connie RollerEQUAL HOUSING OPPORTUNITY